Serving MD, VA, DC and PA

High Deductible GAP Plans

High Deductible GAP Plans

High Deductibles are now more popular than ever before.

Not just because people are looking for ways to save but it may be their ONLY option to be able to afford a plan.  Does this sound familiar?

We know this also may place a large burden on your family if something actually happens and you are responsible for that large amount of money. If you have a medical reason to spend that much money, you may need some extra help.

That is why we have added a reputable, reasonable priced plan that is easy to obtain. Just Visit our site, choose your plan and get on with living.

A Few Tips for You

This site first offers Short Term Medical. It is ONLY needed if it is NOT Open Enrollment, you don’t have other options and do not need pre-existing coverage.       

  • Beginning 4/1/2017 you can ONLY have Short Term Medical for 89 days in Maryland. If you need to discuss YOUR Particular situation, please call us.       
  • Most of you will not need that part so don’t worry about entering the number of months needed. That will not affect your Disability or Critical Illness plan.


The Accident plan we recommend in Maryland is Level 2. The benefits are much higher than the first one and more meets current needs.   

  • The Critical Care plan we recommend in Maryland is anything between
    25-100,000 in benefit payout.   
  • Both of these will protect and cover those large deductible issues we most frequently see.

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